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Business Plan Budgets

Basically, you need 3 budgets when starting and financing a business.

Before you can ask for money to finance your business start you have to make budgets. If you can manage to make 3 different kinds of budget you have come very far.

1) Establishing Budget

In order to estimate how much money you need before the start-up of the business, you must work out an establishing budget.

The establishing budget provides an overview of necessary expenses incurred right up until the business start. It is not until after start that you will be able to gain an income.
Go to Establishing Budget

2) Operating Budget

The operating budget provides an overview of the costs of running your business. The operating budget gives you an overview of the company’s day-to-day expenses. It also gives you a chance to calculate an estimated turnover.

When all the expenses for a year are added together and subtracted from the income, you will get the profit and loss statement. The profit in the company is your salary. Profit is what you can take out of the company for personal use.
Go to Operating Budget

3) Cash Flow Budget

In order to figure out your need of cash at the end of each month you have to work out a cash flow budget.

A cash flow budget is a chronological overview of expected income and expenses over a given period of time – often a month.
Go to Cash Flow Budget


Remember, either you control your money or it will control you.
- T. Harv Eker, auther and speaker

Business Plan Budgets
Operating Budget
Establishing Budget
Example of an Operating Budget
Cash Flow Budget
Contribution Margin - Example
Personal Source of Financing
Financing Business Start
Sourcing from Banks
Investors and Others
Funding Capital
Organising the Company
Your Product / Service
Financing Start-up
Sales and Marketing
The Person Behind
Entrepreneurship Education